Resources

Definitions
1st Time
An indicator that lets you know if you have received your first Pell Grant during the 2008-2009 Award Year or later. This is used as the beginning date for determining Pell Lifetime Eligibility used.
Additional Eligibility
An indicator that lets you know that you had additional eligibility and received two Pell Grants in a single award year.
Aid Type
The type of aid for which you received an amount in excess of what you were eligible to receive (overpayment).
Amount Paid to Date
The dollar amount of the grant type you have received to date.
Award Amount
The amount of the grant type the school expects to pay you based on your grant eligibility, enrollment, Expected Family Contribution (EFC) and your school’s cost of attendance.
Award Year
The school year for which the grant is to be used to fund your education.
Canceled Amount
The portion of a loan (other than Perkins), in dollars, that was canceled, either before or after disbursement.
A Perkins loan may be entirely or partially canceled if you serve in any the following areas: (1) teaching, (2) military, (3) law enforcement, (4) volunteer (i.e., VISTA, Peace Corps), (5) Head Start, (6) public service (i.e., librarian, firefighter, faculty at a Tribal College or University, speech pathologist). A loan may also be fully or partially discharged due to death, disability or declared bankruptcy.
Canceled Date
The date (month, day, and year) on which all or part of a loan was canceled.
Contact
Contact information of the school awarding the grant or the organization guaranteeing, lending and servicing the loan or overpayment.
Contact Type – Attending School
The school for which a grant has been received.
Contact Type – Current ED Servicer
The federal loan servicer currently administering FFEL Program loans that have been sold to the Department as well as Federal Direct Loan Program loans.
Contact Type – Current Guaranty Agency
The agency that guarantees Title IV Stafford Program loans for lenders. These agencies also aid in the collection and reinsurance of defaulted loans.
Contact Type – Current Lender
The current holder of a FFEL Program promissory note (lender of the loan).
Contact Type – Current Servicer
The organization currently servicing (administering) a loan on behalf of a lender or school. This organization is responsible for collecting payments, computing interest and assisting borrowers. If a U.S. Department of Education servicer is listed for a FFEL Program loan this indicates the Department has purchased the loan.
Date Entered Repayment
The date on which you begin repaying your student loan.
Date of Birth
Your date of birth. You must enter a valid date of birth to use the NSLDS Student Access system. The date of birth is also used to verify that your loan is recorded in the NSLDS database.
Disbursed Amount/Disbursement Amount
The dollar amount of each disbursement of a loan.
Disbursement Date
Date on which a loan disbursement was made, or date an overpayment was reported.
Enrollment Status and Effective Date
The enrollment status (i.e., full-time, half-time, less than half-time, withdrawn, graduated, etc.) as reported by your school and the date for which this status is effective.
Interest Rate
The interest rate for the loan.
Interest Rate Type
The type of interest rate. Fixed indicates the loan had a set rate at the time it was made. Variable indicates that the loan rate can vary based on such things as your academic status and type of loan, as well as possible borrower benefits. When variable interest rate is listed, contact the current lender, servicer, or guaranty agency to learn the actual current interest rate.
Last Name
Your last name. You must enter a valid last name to use the NSLDS Student Access system.
Loan Amount
The amount that an agency or school approved for your loan. Not all of this amount may have been disbursed.
Loan Date
For Direct Loans, the loan date is the date of the first disbursement. For FFELP loans, the loan date is usually the date the loan was guaranteed.
Loan Period Begin Date
The date classes are (or were) scheduled to begin for the period covered by your loan.
Loan Period End Date
The date classes are (or were) scheduled to end for the period covered by your loan.
Loan Status
A code representing the current status of your loan, as determined by the loan’s current holder. See Status Description.
Maximum Eligibility Period
A borrower’s Maximum Eligibility Period is a period of time expressed in years that is equal to 150% of the published length of the student’s longest current academic program.
MyStudentData Download
A button that allows you to download all of your loan, grant, and aid overpayment history provided on the NSLDS Student Access Web site. The data will be downloadable in a text version.
Outstanding Interest/Outstanding Interest Balance
The dollar value of the accrued interest balance on a loan.
Outstanding Interest Balance As of Date
The effective date for the interest balance on a loan.
Outstanding Principal/Outstanding Principal Balance
The current amount that you owe on a loan. The dollar value of the balance which may include capitalized interest.
Outstanding Principal Balance As of Date
The effective date for the principal balance on a loan.
Pell Lifetime Eligibility Used
The sum of all Pell Grant aid award year eligibility (in percentage) awarded to you that affects your lifetime Pell eligibility.
PIN
Your electronic Personal Identification Number. You must enter a valid PIN to use the NSLDS Student Access system. You can obtain a PIN by filling out a FAFSA online or requesting one from the FSA PIN Web site
Potential Interest Outstanding
The interest amount that you will be required to repay if your TEACH Grant is converted to a Direct Unsubsidized Loan. If you do not fulfill your TEACH Grant service obligation, your TEACH Grant will be converted to a Direct Unsubsidized Loan and you will be required to repay this interest amount (accrued since the date of each disbursement) in addition to your Original Award Amount.
Remaining Amount to be Paid
The portion of the grant type the school expects to give you for the remainder of the year.
Remaining Eligibility Period
The Maximum Eligibility Period minus the total Subsidized Usage equals to the Remaining Eligibility Period. A borrower loses eligibility for additional Direct Subsidized Loans when the borrower has a Remaining Eligibility Period of zero (or less).
Repayment Date
The date when an overpayment has been re-paid.
Scheduled Amount
Scheduled amount of the grant award.
Scheduled Start of Payment
The loan’s scheduled start repayment date. This is the date on which you must start repaying the loan.
School
The name of the school you attended while receiving this grant, or the name of the school reporting an overpayment.
SSN
Your Social Security number (SSN). You must enter a valid SSN to use the NSLDS Student Access system. The SSN is also used to verify that your loan is recorded in the NSLDS database.
Status
The status of the overpayment.
Status Effective Date 
The date on which the current Loan Status code became effective.
Subsidized Usage 
A borrower’s Subsidized Usage is the period of time, expressed in years or portions of years, for which the borrower received a Direct Subsidized Loan.
Subsidy Status 
The status of the interest subsidy on the loan.
Total (by Type of Loan) 
The sum of all your loan amounts, summarized by type of loan.
Total All Grants 
The sum of all your grant amounts for all award years, regardless of the type of grant.
Total All Loans 
The sum of all your loan amounts, for all loan periods, regardless of the type of loan.

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Status Description
AL
Abandoned loan
BC
Bankruptcy claim—discharged
BK
Bankruptcy claim—active
CA
Canceled
CS
Close school discharge
DA
Deferred
DB
Defaulted then bankrupt, Chapter 13—active
DC
Defaulted—compromise
DD
Defaulted then died
DE
Death
DF
Defaulted, unresolved
DI
Disability
DK
Defaulted then bankrupt, Chapter 13—discharged
DL
Defaulted—in litigation
DN
Defaulted then paid in full through a consolidated loan
DO
Defaulted then bankrupt—active, other
DP
Defaulted—paid in full
DR
Defaulted loan included in rolled-up loan
DS
Defaulted then disabled
DT
Defaulted—Collection terminated
DU
Defaulted—Unresolved
DW
Defaulted—Write-off
DX
Defaulted—Six consecutive payments
DZ
Defaulted—Six consecutive payments, then missed payment(s)
FB
Forbearance
FC
False certification discharge
FD
Defaulted—Fraud
FR
Fraud
FX
Fraud—Resolved
IA
Loan originated
ID
In school or grace period
IG
In grace period
IM
In military grace
IP
In post-deferment grace period
OD
Defaulted then bankrupt—discharged, other
PC
Paid in full through consolidation loan
PD
Permanent Disability
PF
Paid in full
PM
Presumed paid in full
PN
Non-defaulted, paid in full through consolidation loan
PX
Identity theft discharge loan
PZ
PLUS loan—student died
RF
Refinanced
RP
In repayment
UA
Temporarily uninsured—no default claim requested
UB
Temporarily uninsured—default claim denied
UC
Permanently uninsured/unreinsured—no default claim requested
UD
Permanently uninsured/unreinsured—default claim denied
UI
Uninsured/Unreinsured
XD
Defaulted, six consecutive payments

Type of Grant
  • Federal Pell Grant
  • Academic Competitiveness Grant
  • National SMART Grant
  • TEACH Grant
Type of Loan
  • FFEL Consolidated
  • Direct Stafford Subsidized
  • Direct Stafford Subsidized (SULA Eligible)
  • Direct Stafford Unsubsidized
  • Direct PLUS for Graduate or Professional Students
  • Direct PLUS
  • Direct Consolidated Unsubsidized
  • Direct Consolidated Subsidized
  • Direct Consolidated Subsidized (SULA Eligible)
  • Direct PLUS Consolidated
  • Direct Unsubsidized TEACH Loan
  • National Defense Loan
  • Perkins Expanded Lending
  • Federally Insured Student Loan—FISL
  • FFEL PLUS for Graduate or Professional Students
  • Income Contingent Loan—ICL
  • National Direct Student Loan—NDSL
  • FFEL PLUS
  • Federal Perkins
  • FFEL Refinanced
  • FFEL Stafford Subsidized
  • Supplemental Loan—SLS
  • FFEL Stafford Unsubsidized
*This information is taken from www.nslds.ed.gov (a Department of Education website) and is not our own content.