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Lower Your Payments

When you graduate or withdraw from college, your lender(s) will send you a bill for all of the loans you have taken out. This monthly payment is typically around 1% of the balance owed. For someone who owes $32,000 in federal loans, they are expected to pay $320.00/month – whether they are working or not. Many will find it impossible to pay $320.00/month if they are unemployed, working part-time, or have a family to support. The Department of Education finally fixed this problem by passing new laws, including the William D. Ford Act. This law allows the federal government to consolidate the borrower’s loans, allowing them to pay what they can afford to pay.

Student Loan Forgiveness

Find out about the options available to have your student debt forgiven.

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